Local Knowledge.

Real Coverage.

Service You Can Trust.

When you live or work in the Hudson Valley, you want insurance that fits your life-without the runaround. That's where we come in. From renters & homeowners to contractors & small businesses, we help you protect what matters most with affordable, reliable insurance solutions you can count on year after year.

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Personal Insurance

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Commercial Insurance

Personal & Commercial Insurance with a Local Touch

Trusted New York State Insurance Agency for Personal & Commercial Coverage

When you live or work in New York, you want insurance that fits your life-without the runaround. That's where we come in. From renters & homeowners to contractors & small businesses, we help you protect what matters most with affordable, reliable insurance solutions you can count on year after year.

What We Offer

Explore Coverage Options That Fit Your Needs

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Personal Insurance

Home, auto, renters, landlords, umbrella & more



Explore Commercial Insurance
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Commercial Insurance

Reach out to us or request a personalized quote



Explore Life Insurance
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Bonds

Surety & license bonds for business owners and professionals



Explore Commercial Insurance
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A Selection of Trusted Carriers We Work With

Local Service You Can Count On

Why Choose a New York State Insurance Team

We know the risks around here

From frozen pipes in Mahopac to car accidents on Route 6, we're familiar with the issues that impact homes & businesses in this part of New York.

Fast, real help when you need it

No long phone trees or call centers. When you need to talk to someone, we're right here in Baldwin Place ready to help.

Independent means more choices

We're not tied to one carrier. That means we can shop around to find the policy that works best for your needs & budget.

Trusted by your neighbors

We've built lasting relationships with families & businesses across the Southern Hudson Valley. Most of our new clients come from referrals.

Our Carriers

What Our Clients Say

Real Feedback from Local Clients

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"I've used this agency for years-they're quick, honest, and truly care. When a pipe burst in my basement, they helped me file my claim and got things moving fast."

- Danielle R., Mahopac, NY

"I run a small construction business and needed general liability and commercial auto coverage. They made the process so easy."

- Mike G., Yorktown Heights

Frequently Asked Questions

  • What types of insurance do you offer?

    We offer a wide range of personal and commercial policies-everything from home and auto insurance to cyber liability and surety bonds. We'll walk you through your options clearly.

  • How do I get a quote?

    Click "Get a Quote" anywhere on the site or give us a call. We'll ask a few quick questions and get quotes from top carriers so you can compare options side by side.

  • Do I have to come into the office?

    Not at all. We're happy to work with you by phone, text, or email. If you'd like to come in, we can schedule a time that works best for you.

  • Can you help with claims?

    Yes. If you ever need to file a claim, we're here to walk you through the process. We can help you understand your coverage, gather what's needed, and follow up if things stall.

Insurance Tips, Local Insights & More

Umbrella Insurance: The Affordable Coverage Most People Overlook

How New York’s No-Fault Auto Insurance Laws Affect You

What First-Time Homebuyers in New York Should Know About Home Insurance
Umbrella Insurance: The Affordable Coverage Most People Overlook

Umbrella Insurance: The Affordable Coverage Most People Overlook

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How New York’s No-Fault Auto Insurance Laws Affect You

How New York’s No-Fault Auto Insurance Laws Affect You

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What First-Time Homebuyers in New York Should Know About Home Insurance

What First-Time Homebuyers in New York Should Know About Home Insurance

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Get Started

Let's Make Insurance Easy

Not sure what kind of coverage you need? Just ask. We're happy to walk through your options and help you make the right decision. Whether it's a quote for your home, your car, or your company, we make it simple to get covered.